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Here’s how to apply for business finance

bank finance

Neil Bellamy, head of technology, media and telecomms at NatWest, explains how you can apply for business finance.

When considering your application for finance, there are four main sources that a bank or lender will take into consideration.

  1. The details you have provided on your application
  2. How you manage your bank accounts – both business and personal
  3. Information about you and your business from a Credit Reference Agency (CRA)
  4. Knowledge and assessment of your business from your Relationship Manager

Having your business plan and figures up to date and making sure you have all of the relevant supporting documents and information will help the application process go as smoothly as possible.

Once you have submitted all of the relevant information, there are three categories that your application can be assigned: ...