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Founder in Five: Q&A with Atom Bank CEO Mark Mullen

Atom Bank founder Mark Mullen

Mark Mullen is the co-founder and CEO of Atom, a challenger bank that provides savings accounts, mortgages and loans to small and medium-sized enterprises (SMEs).

Founded by Mullen and Anthony Thomson in 2013, the Durham-headquartered company was the first digital challenger bank to gain a full UK regulatory licence.

Launched in 2016, the digital lender has no physical branches and is accessible via a smartphone or tablet.

In February, Atom Bank raised £75m at a £435m valuation as it gears up for an initial public offering (IPO) that’s “likely” to take place next year.

Late last year the fintech company switched to a four-day working week for all of its 430 employees without cutting salaries.

In this week’s Founder in Five Q&A, the Atom Bank boss explains when a founder CEO should move on, reveals a time he screwed up and explains why he’d damn the creators of platform algorithms to hell....