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Distributed ledger technology – where’s the value?

Network

Julio Faura is global head of R&D at Banco Santander. In this article, he explores where blockchain technology’s value lies.

Blockchain – or more broadly, distributed ledger technology – has the potential to “produce change at the more revolutionary end of the spectrum”.

This is according to Mark Walport – chief scientific adviser to the UK Government – who authored an official report on behalf of the UK Government on the technology at the beginning of this year.

This level of attention from a national governing body is testament to the massive potential for the technology across a number of vertical industries – with the financial services sector pioneering the way.

Walport’s report echoes a number of points made in our Fintech 2.0 paper, published in June of last year by Santander InnoVentures (our own $100m FinTech venture capital arm investing in innovative startups) in partnership with Oliver Wyman and Anthemis....